5 Steps to Retire Early

1. Analyze your spending habits for 3-12 months (monthly bills, food & gas, subscriptions, splurges, etc.)

2. Reduce your spending habits (after you analyze weaknesses)

3. Divert your new savings to pay down or eliminate your debts (highest interest first)

4. Divert some of your new savings into special savings accounts with higher interest rates (high yield accounts, CD's, etc.)

5. Stay on top of your health, keep it as good as you can