Best Money and Retirement Calculators

The older we get, the more we reflect on life lessons. Except for learning how to balance a checkbook, a skill that is generally dead, we don’t recall learning specific money skills from our parents or our school. Thank God for the internet, though, or we might not have retired.

With so many people feeling the squeeze of inflation, we wanted to make sure you have access to the best money tools available to help you stay in control of your own money. Ever wonder when you’ll pay off that credit card? There’s a tool for that. Paying the minimum only compounds your debt as interest grows on top of the purchase and interest from last month. Why not compound your savings and investments instead. With the positive power of compounding interest, you can save money faster and build toward financial goals. Additionally, you can use the auto loan tools below to make decisions about car buying and paying off that car which will save you money in the future.

At some point in your life, you will begin thinking about retirement. When should you retire? How much money do you need to retire? How much will you pay in taxes when you retire? Etc. Working with a fee-only financial advisor is always the best bet, but you can get started with basic calculations using the tools below. Making decisions about money and retirement can be challenging if you don’t have all the information. These tools are the first step to controlling your money!

Credit Card Minimum Payment Calculator - Bankrate Find out how long it will take to pay off your credit card balance when you only pay the minimum every month.

What will it take to pay off my credit card? - Bankrate Figure out how long it will take you to get rid of your card balance entirely— or how much you need to pay each month to pay off the debt in the desired timeframe.

Credit Card Balance Transfer Calculator | Bankrate Should you transfer that credit card balance? Will you really save money? This calculator will help you understand the amount of time you’ll need to pay off your debt.

Auto Loan Calculator | Bankrate Take control when you buy a new car. This calculator can help determine how much it will cost to buy a car, including the monthly payments and the total cost of the loan. By playing with the numbers, you can see how a lower interest rate or a longer loan term will impact your loan costs. By using the calculator to look at different borrowing scenarios, you can decide which makes the most sense for your budget and goals.

Auto Loan Early Payoff Calculator | Bankrate With debt elimination strategies, this tool can help you determine how to pay off your car loan early and how much you could save by doing it.

Auto Refinance Calculator | BankrateBy entering the details of your current loan and of a prospective refinance loan, you can easily calculate your monthly payment and potential interest savings to see if refinancing your loan is truly helpful.

SAVINGS TOOLS

DO-IT-YOURSELF RETIREMENT PLANNING TOOLS

RETIREMENT ESTIMATORS

CONTROLLING DEBT

Compound Interest Calculator | Bankrate Compounded interest significantly accelerates the growth of savings and investments, creating a snowball effect as principal and interest earn interest. This compound interest calculator will show you how even a small amount of savings can grow over time.

Simple Loan Payment Calculator | Bankrate Whether you're saving for a down payment, emergency fund or major purchase, this savings goal calculator helps you create a savings plan.

Retirement Planning Software | Boldin (formerly New Retirement) From net worth modeling to Monte Carlo, Roth conversions, and Social Security, Boldin shows you where you stand and what to do to retire on your terms.

Empower Beyond a calculator, test-drive what retirement could look like. Test drive what retirement could look like at different ages.

ProjectionLab Simulate your financial future and chart a course toward your best life including savings today that lead toward retirement and estate planning.

Compound Interest Calculator | Bankrate Compounded interest significantly accelerates the growth of savings and investments, creating a snowball effect as principal and interest earn interest. This compound interest calculator will show you how even a small amount of savings can grow over time.

Simple Loan Payment Calculator | Bankrate Whether you're saving for a down payment, emergency fund or major purchase, this savings goal calculator helps you create a savings plan.Provisional Income Calculator - Sage Calculator Provisional income is a formula used by the IRS to determine whether your Social Security benefits are taxable and, if so, what portion will be subject to income tax.

Retirement Withdrawal Calculator |- MyCalculators.com Ever wonder how much of your retirement accounts, IRA or 401(k), you could withdraw to pay for your lifestyle after working? This calculator helps you run the basic numbers.

Retirement Tax Calculator (2026) | RetirementCalculator.net Estimate the federal and state tax on your retirement income, including how much of your Social Security is taxable, and see your effective rate and after-tax income.

Required Minimum Distribution Calculator | Investor.gov Use this government website calculator to determine how much money you need to take out of your traditional IRA or 401(k) account this year to meet the required minimum distributions (RMD) (currently required for people in their 70s) .